Reimagining Affordable Housing Finance
Housing Diversity Corporation creates innovative pathways to produce high-quality housing across the affordability spectrum. We produce high-quality housing across the affordability spectrum (0–120% AMI) through multiple approaches, with a growing focus on tax-exempt bond structures and municipal master leasing partnerships.
Strategic locations near transit, employment, and community resources connect our residents to opportunity, creating launchpads for economic mobility.
What is Essential Housing?
Essential Housing represents a fundamental shift in addressing America’s housing crisis. Beyond traditional “affordable” or “workforce” labels, Essential Housing serves:
- People who make communities function: teachers, healthcare workers, first responders, and service employees
- Households earning 0-120% of Area Median Income who fall through the gaps in traditional housing systems
- Communities seeking to maintain economic diversity and vibrancy
Through our innovative financing approaches, we create housing that’s essential to everyone—residents, municipalities, employers, and communities—without relying on scarce public subsidies.
Featured Impact Statistics
Through our innovative financing approaches, we create housing that’s essential to everyone—residents, municipalities, employers, and communities—without relying on scarce public subsidies
- 99 average Energy Star® score across our stabilized portfolio
- 94 Walk Score average across our portfolio
- 374 Homes created through our LAHSA partnership
“We’ve added a new leg to the stool of affordability – one that doesn’t require tax credit or state bond cap to produce housing targeting 0–120% AMI. This complementary approach addressses housing needs at a scale that traditional methods cannot achieve.
–Brad Padden, Founder and CEO of HDC